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    Student Loan

You are not alone. We may already have the exact solutions you need for your Student Loan repayment problems...

About Us

Our company provides document processing services that helps consumers find appropriate Department of Education (DOE) programs and then compiles, processes and submits to the DOE all of the required documentation. Our proprietary computer-based error detection software system validates the data you provide us to ensure accuracy in order to avoid delays or rejection of your application. The student loan industry has seen many changes in recent years, including new options being offered for student loan debt relief. Various options exist for borrowers, yet navigating these options and completing the necessary paperwork to your loans can be complicated and time consuming. You want to lower your monthly payments, but maybe you don't know where to start, or you just want to be sure everything is done correctly. So, why not get some help?



At Education Aid Center, we recognize that many borrowers feel overwhelmed by their student loan debt.

Though many options exist for federal student loan, finding the best option for student debt relief can be complicated. The programs you qualify for are dependent on many variables including your occupation, income and family size, as well as the current status and balance of your loans. Researching options, completing paperwork and maintaining contact with the Department of Education is time consuming. You may feel frustrated by the complexity of student loan and wish you had a team of professionals on your side.

That is where Education Aid Center comes in.

When you call us, you will reach a highly-trained team member who will spend time learning about your personal situation. After identifying the best program for your student loans, our experienced document processing team will prepare your paperwork for submission to the Department of Education. You can rest assured it will be handled in a professional and timely manner. In fact, we are so confident in our work that our processing services are backed by a 100% satisfaction guarantee. If we process your documents and the DOE does not approve your consolidation we offer a full satisfaction guarantee.

Frequently Asked Questions

People who are considering Student Loan assistance have many options and frequently need help to determine their best course(s) of action. They also need resources and services they can count on. People interested in seeking assistance with their student loans need to research the myriad of government-approved programs and pay plans that are designed to provide financial assistance to those struggling with their current student loan debts and payments — but it can be a daunting task.

Education Aid Center has put together a free brochure that is available by calling (844) 409-0709. You can use it as your guide to provide you with all the information you need to obtain the help you seek. You can also speak directly to one of our Certified Enrollment Advisers to go over your options and payment plans at no cost or obligation. Having highly trained help for your Student Loan needs is essential. There are many Student Loan Programs available to you, and these can change without notice. Education Aid Center is here to help you get the best assistance possible with your Student Loan problems.

If you have trouble meeting your monthly payments, have exhausted your deferment and forbearance options, and/or want to avoid default, a Direct Consolidation Loan may help you.

If you send payments to more than one lender every month, and want the convenience of a single monthly payment, consolidation may be right for you. With a Direct Consolidation Loan, you will have a single government lender and a single monthly payment.

If you have variable interest rates on your Federal education loans, you may want to consolidate. The interest rate for a Direct Consolidation Loan is fixed for the life of the Direct Consolidation Loan. The rate is based on the weighted average interest rate of the loans being consolidated, rounded to the next nearest higher one-eighth of one percent and can not exceed 8.25 percent.

With only one lender and one monthly payment due for student loans, it is easier than ever for borrowers to manage their debt. Borrowers have only one government lender, for all loans included in a Direct Consolidation Loan.

Borrowers can choose from multiple repayment plans with various term selections to repay their consolidation loan(s), including an Income Contingent Repayment and an Income-Based Repayment Plan. We can go over these with you to ensure they are simple and understandable. These plans are designed to be flexible to meet the different and changing needs of borrowers. With a consolidation loan, borrowers can switch repayment plans at anytime.

There is no minimum amount required to qualify for a Direct Consolidation Loan! In addition, consolidation has affordable cost!

Borrowers with consolidation loans may qualify for renewed deferment benefits. If borrowers have exhausted the deferment options on their current Federal education loans, a consolidation loan may renew those deferment options

A consolidation loan may ease the strain on a borrower's budget by lowering the borrower's overall monthly payment. The minimum monthly payment on a consolidation loan may be lower than the combined payments charged on a borrower's Federal education loans.

There are two (2) possible portions to a consolidation loan: Subsidized and Unsubsidized. Borrowers retain their subsidy benefits on loans that are consolidated into the subsidized portion of a consolidation loan.